Central Bank warns against short-term interest rate hikes
In a statement issued this morning, the Central Bank of The Park warned financial institutions against offering high, short-term interest rates to their estivating clients.
“It is not in the interest of The Park nor of the client [for banks] to adjust interest rates for terms that occur during the dormancy period,” the Bank said.
The practice of offering high, short-term interest rates to hibernating and estivating clients has been in place for at least a decade, according to the Association of Financial Institutions of The Park (AFIP).
In fact, according to a report written by the Consumer Protection Agency of The Park (CPAP) and presented to the Central Bank, local banking institutions count on the fat deposits these rates attract to boost their bottom line.
“There’s no doubt that, at this time of year, the estivating client is the preferred customer,” says CPAP head, Ursula M. Bjørn. “These clients are going nowhere for a substantial length of time and, consequently, neither is their money,” she explained.
These so-called “dormant” accounts that are offered by some of The Park’s banks come with an interest rate of up to fifteen percent above the base rate that is established every quarter-year by the Central Bank.
“This [interest] rate is substantially higher than the rate that non-hibernating and non-estivating Animals are offered on any of their accounts,” says Uzoma Serval, author of the book, BankWoe.
“But, there is a catch,” he says.
“When the dormancy period ends for these Animals, they find they are not at liberty to withdraw their funds as they wish. They signed away that right, sometimes without even knowing it. And, their interest rate quickly plummets ten percent or more,” Serval says.
This has led to a rise in consumer complaints. And, non-hibernating and non-estivating Animals also have begun to complain about the practice. They say it is evidence of prejudice against them and that they are being treated unequally and unfairly by The Park’s financial institutions. It is a view the BankWoe author says may be difficult to dispute.
“The instruments of darkness tell us truths,” he says.
Dear Noreen: Is it wise for Animals to adopt Humans?
DEAR NOREEN: A friend of mine has recently befriended a Human and they are now thinking about a permanent arrangement. Do you think it is wise for an Animal to adopt a Human? – PONDERING
DEAR PONDERING: Such adoptions are much in vogue, so I think it’s time we had an open discussion of these arrangements.
First, though, let me say this: anyone who reads this newspaper regularly knows my opinion of Humans: they’re lovely to look at, but I wouldn’t want to live with one.
Aside from that, I am very much in favour of so-called blended families, by which I mean a mix of species and breeds living and breathing (but not breeding) under one roof or in one burrow. It’s definitely the wave of the future, regardless, since so many these days are born but not wanted, not to mention the many more who are wanted, but not born. So, all things being equal (or as lopsided as a Rabbit’s ears), these two needs should match up rather nicely to form a few harmonious families.
You do have to be careful, though, when adopting Humans, since living with them is unnatural, as are many of their habits. They are also painfully slow to develop (indeed, many of them never truly mature). Yet – and, don’t forget this – their lifespan far exceeds that of many of us, a fact that creates its own set of problems.
Remember, too, that Humans can be difficult to train, prone as they are to that eponymous condition known affectionately by them as “Human error.” Still, I would advise your friend to give it a try. No happiness was ever won by avoiding risk.
Dear Noreen is a regular feature of The Mammalian Daily and The Mammalian Daily online. If you have a question for Noreen, please send it via Twitter at @talkswithnoreen.
Slow Art Movement picking up steam in Park
The Slow Art Movement (SAM) is catching on with art-savvy Animals in The Park, according to the child of one of the Movement’s founders.
Fionn-Fionnoula T. Snail, the offspring of Marcel-Marcelle T. Snail, Jr., says the Movement is gaining ground in The Park, and this is making it easier for Slow artists to have their work shown in local galleries.
“Just a year ago, it was next to impossible for artists in the Movement to get into The Park galleries. Now, we are seeing a huge change and Movement artists are far more hopeful about their work being seen,” the Snail said in an interview yesterday on Reptile Radio.
The Snail, who serves as art critic at the recently-reorganized Mollusk Messenger, said that even galleries such as the Ewe and Moo have expressed interest in showing Slow Art.
Tegwin Cooter, Director of The Tortoiseshell Gallery, concurs with the Snail’s assessment.
“We used to be the only gallery in The Park that had any interest in the Movement; now, we have to compete with other galleries. The Movement is really gaining momentum. I wouldn’t be surprised if we began to see showings outside The Park,” she says.
“Mating Dance Blues” are real, says expert
If “woe is me” describes the way you’re feeling after Sunday’s Mating Dance, take heart. A new study shows that at least a third of those who attend mating events such as Sunday’s dance suffer some kind of psychological letdown in the days and weeks that follow.
The results of the study, which was conducted by Dr. Chloris Cougar at the University of West Terrier’s School of Medicine, also suggest that finding the right mate may be more complicated for Animals today than it was for our forebears.
“I truly believe it was simpler then,” Dr. Cougar said in an interview on Mammalian Daily Radio this morning.
The researcher, who is renowned for her groundbreaking study of Feline depression, “Even Miaowgirls Get the Blues,” and for her work on Feline Unipolar Depressive Disorder (FUDD), says that her new study shows that planned mating events can, sometimes, have a backfire effect on the participants.
“I think part of the reason is that these [planned] events raise expectations so high that they just can’t be met,” she said.
“The result is, predictably, a letdown…a deflation of sorts. But, rather than deflating our ridiculously-high expectations, these events tend to deflate our hopes of finding a suitable mate, while leaving those unrealistic expectations of others intact.”
Dr. Cougar says it is best to take it slowly and to pace yourself, in order to avoid the frenzy of a planned mating event.
“If you do choose to attend one, try to see it as a social gathering and try to enjoy the company. Try not to pressure yourself and others and do your best not to respond to the pressure of others on you,” she advises.
CPAP to investigate Daffy Dill’s “natural product” claims
The Consumer Protection Agency of The Park (CPAP) confirmed today that it plans to investigate claims made by The Daffy Dill that its whisker bouquets are made exclusively of “natural” products.
At a press conference held this morning, CPAP head Ursula M. Bjørn said that, in launching its investigation, the Agency was answering to a number of concerns voiced by consumers over the past 12 months.
“Consumers have been questioning the veracity of [Daffy Dill’s] claims, particularly those made about its whisker bouquet products,” Bjørn said. “We determined that these queries warranted some further examination.”
The Agency’s decision to launch its probe may also be due, in part, to recurrent rumours that non-resident Animals have been detained illegally in The Park for the purpose of harvesting their whiskers. Bjørn would not comment on these rumours, but did not deny that such activity “would be a great concern, if it were found to be true.”
While Daffy Dill owners have remained silent about the investigation, Wellington Whistlepig, founder and current president of the Park Association of Shops and Services (PASS), issued a statement just hours ago. In it, he chastised CPAP for “doing the bidding of a few disgruntled customers” and said the complaints may well have been connected to recent price increases.
“Many shops in The Park have experienced customer anger lately, as a result of necessary price increases. That is a fact of life in business, but customer anger should not be grounds for a full investigation,” the statement read.
Ask a Poodle: Is Pink the new Black?
DEAR POODLE: I come from a long line of award-winning Poodles. Both my mother and father were champions – in fact, they met on the show circuit and have been together ever since. My five littermates and I are all interested in following in our parents’ footsteps, but we’ve been told that we have no chance of winning because we all have black coats. They say that black is out and pink is in. We are so disappointed. Should we dye our coats to suit this current trend or should we continue to compete, au naturel? – BLACK AND BLUE
DEAR BLACK AND BLUE: If I have only one life to live, let me live it as a pink Poodle?
Seriously, folks, what has gotten into us? This whole “pink Poodle” thing smacks of an unmentionable sensibility (can you spell H-U- M-A-N?) and I don’t understand why we’ve fallen for it.
Even though I abhor psychology, I do wonder why so many of us are not content with the selves that we are. While I’ve never been against a little dash of something here or there, just to enhance what is naturally wonderful, the idea of undergoing the sort of dye-job you mention sends shivers down my tail.
Now, I won’t even address the obsessive need that we Poodles have to exhibit ourselves, but I will say this: no matter what anyone tells you, pink is NOT the new black. It is unnatural, unnerving and, more than anything else, it is untrue to who we are.
Let me humbly suggest that, instead of thinking about changing yourself to suit someone else’s vision, you and your littermates might be better off pursuing a different – dare I say, more meaningful — career. And one, perhaps, for which black is best.
Ask a Poodle is a regular feature of The Mammlian Daily and The Mammalian Daily online. If you have a question for the Poodle, please e-mail it to her at askapoodle@mammaliandaily.com. We regret that the Poodle cannot send responses directly to you.
Some seasonal suggestions for the Spring shedder
The grass is green, the flowers are in bloom, and the Birds are singing in the trees. Everywhere in The Park, the signs of Spring surround us. Not all those signs are pleasant, though. The warmer temperatures and abundance of sunshine do help to elevate our moods, but they are also responsible for one of the less agreeable rites of Spring: our annual shedding frenzy.
“It’s not uncommon, at this time of year, to see Animals literally running around in circles, biting off chunks of their Winter coats,” says Dr. Bregitta Oreamnos, chief trichologist at the University of West Terrier’s School of Medicine, and author of Hair Bawls: The 100 Most Common Complaints about Hair (The Poplar Press, 2006).
While no cure exists for our “detachment disquietude,” Dr. Oreamnos advises her patients to adopt a proactive approach to their coats, and she suggests the use of natural techniques to ease us through this season of discomfort. A few of her suggestions appear below.
“And don’t forget,” Dr. Oreamnos adds, “a good tongue-lashing can work wonders on your coat.”
The Natural Approach to Handling Shedding
SHAKE: Even undercover agents blow their covers in the Spring! Shake off that dead hair before it shakes you! A good shake before breakfast will set your day in motion!
RATTLE: Don’t just stand there — do something! Whether you’re waiting in line or hunting down lunch, remember: not all your feet need to be planted on the ground at the same time! Let’s shimmy!
ROLL: Got a nice, thick mane? Make it shine! A good, forward tumble will give you a gleam that no commercial product can match!
Excerpted from Hair Bawls: The 100 Most Common Complaints about Hair © Bregitta Oreamnos
Polar Bear finally scoops first prize in Toe-Hair Contest
Seymour K. Worthington Polar Bear finally managed to scoop top prize in The Park’s Toe-Hair Contest.
After five previous attempts, The Bear was declared the winner of the 17th annual Contest at 11:56 on May 1, after a unanimous decision was handed down by the judges.
At the awards presentation, Rufus di Rafineschi, the Contest’s head judge, said it had been a difficult competition to adjudicate.
“The quality and range of toe-hairs this year was extraordinary and, happily, it made our job that much more difficult,” he said.
In the end, though, it was the “perfect formation” of the Bear’s toe-hairs, along with their “exceptional length and quality” that won the Bear top prize.
At a press conference after the prizes were awarded, the Bear fielded questions about his tenacity.
“I wasn’t going to let this one go,” he said, finally, after a fourth reporter asked why he had entered the Contest for the sixth time.
The Bear also praised his fellow competitors, heartily congratulating second and third prize winners, Richard “Rocky” Jerboa and Salamanca Q. Sloth.
CLucK Radio to reduce air time
CLucK Radio announced today that it plans to reduce its on-air time by four hours per day, beginning 1 June.
J.J. Chanticleer, CLucK Radio’s manager, called the decision “strictly financial” and said it was due to projected losses in advertising revenue.
“We’re primarily a morning station,” Chanticleer said. “We have a very loyal audience in the early hours of the day and, consequently, loyal advertisers. But, we have been finding it increasingly difficult to support our late-afternoon and early evening programming,” he said.
