In a statement issued this morning, the Central Bank of The Park warned financial institutions against offering high, short-term interest rates to their estivating clients.

“It is not in the interest of The Park nor of the client [for banks] to adjust interest rates for terms that occur during the dormancy period,” the Bank said.

The practice of offering high, short-term interest rates to hibernating and estivating clients has been in place for at least a decade, according to the Association of Financial Institutions of The Park (AFIP).

In fact, according to a report written by the Consumer Protection Agency of The Park (CPAP) and presented to the Central Bank, local banking institutions count on the fat deposits these rates attract to boost their bottom line.

“There’s no doubt that, at this time of year, the estivating client is the preferred customer,” says CPAP head, Ursula M. Bjørn. “These clients are going nowhere for a substantial length of time and, consequently, neither is their money,” she explained.

These so-called “dormant” accounts that are offered by some of The Park’s banks come with an interest rate of up to fifteen percent above the base rate that is established every quarter-year by the Central Bank.

“This [interest] rate is substantially higher than the rate that non-hibernating and non-estivating Animals are offered on any of their accounts,” says Uzoma Serval, author of the book, BankWoe.

“But, there is a catch,” he says.

“When the dormancy period ends for these Animals, they find they are not at liberty to withdraw their funds as they wish. They signed away that right, sometimes without even knowing it. And, their interest rate quickly plummets ten percent or more,” Serval says.

This has led to a rise in consumer complaints. And, non-hibernating and non-estivating Animals also have begun to complain about the practice. They say it is evidence of prejudice against them and that they are being treated unequally and unfairly by The Park’s financial institutions. It is a view the BankWoe author says may be difficult to dispute.

“The instruments of darkness tell us truths,” he says.

The latest economic figures released by The Park’s Finance Office indicate that Animals whose coats are striped or spotted have a tougher time securing full-time employment than those with coats of solid or mixed colours.

The 2011 statistics, known colloquially as the “Employment and Enjoyment Stats” were compiled for Finance Office use by The Park’s Departments of Statistics and Records, Well-Being and Safety, and Employment and Economic Opportunity. Their release today caused an uproar among Animals of every stripe.

“This paints a very bleak picture of Park life and attitudes” said Aiofe Badger, current President of Sisters and Brothers of the Narrow Band and a vocal advocate of equal rights in The Park. “This is not the kind of [economic] result that Jor would have been proud of.”

Keeva Moffatt, President of The Park’s Spotted Skunk Sedan Patrol, said the figures came as no surprise to her. “Some of our members have a terrible time finding work and they all know why, even though they can’t prove it,” she said.

Dominick Skiro, of The Park Alliance of Chipmunks, called the statistics “a crushing disappointment” and “something that challenges our belief in The Park’s system.”

At The Tabby Club, though, (the pub established by Jor, The Park’s first leader and the founder of modern zoocracy), there was much frustration but little surprise among the clientele.

“I think Jor had the right idea…the right vision, being a Tabby, himself,” said Donal Ronnach. “But it’s obviously still just an ideal. It’s hard to overcome old prejudices.”

Prejudice against stripes and spots dates back thousands of years, says historian, Beatrice Zilonis, currently a professor in the Department of History at the University of West Terrier.

“Not surprisingly, it started with Humans and and the way they treated striped and spotted Animals,” she says. “They were suspicious of them, considered them evil and the bearers of bad luck. That kind of thinking eventually made its way into the minds of Animals and this is the result.”

But, at The Tabby Club, no one cares very much how it all began.

“The most important thing is that it should come to an end,” says Ronnach. “Right now.”